OK
logo rumah123
logo rumah123
download-app-hamburgerAdvertise Here
Panduan

7 Tips Wawancara KPR Bank BTN & Jenis Pertanyaannya
r123-share-title

Terakhir diperbarui 19 Nopember 2024 · 5 min read · by Yongky Yulius

Ilustrasi wawancara KPR Bank BTN

Wawancara KPR Bank BTN adalah tahapan yang mesti Anda lalui jika mengajukan Kredit Pemilikan Rumah (KPR) melalui bank BUMN tersebut.

Tahapan ini tidak boleh diremehkan. Pasalnya, hasilnya bisa turut menentukan apakah pengajuan kredit rumah Anda diterima atau ditolak.

Karena itu, persiapkan diri sebaik mungkin, karena jika persiapannya matang proses wawancara pun bisa dilalui secara lancar.

Apa saja tips yang mesti diketahui seputar wawancara KPR BTN? Kami telah merangkumnya di bawah ini.

Bunga KPR Terbaru

Beli properti impian dengan memilih produk KPR terbaik di Rumah123
Bank BTN
Bunga mulai
5.46%
Tenor maks.
30 tahun
Angsuran mulai dari
Rp. 1.356.677
*Perhitungan angsuran berdasarkan tenor maksimal, harga rumah Rp 300 juta, dan uang muka 20%. Lihat Semua Bank

Tips wawancara KPR Bank BTN

1. Ketahui Tujuan Wawancara KPR

Ilustrasi wawancara dengan pihak bank

Tips wawancara KPR BTN yang pertama adalah, Anda harus mengetahui apa tujuan dari wawancara KPR itu sendiri.

Ada beberapa tujuan dari wawancara KPR secara umum, yakni:

  • Memastikan gaya hidup dan situasi keuangan calon debitur sesuai dengan jumlah pinjaman.
  • Memastikan jumlah pinjaman calon debitur selaras dengan rencana masa depannya.
  • Mengidentifikasi mengapa pihak bank pada akhirnya harus setuju atau tidak memberikan kredit kepada calon debitur.

Sementara itu, laman btnproperti.co.id menjelaskan, wawancara tersebut dilakukan untuk memastikan keabsahan data.

Jika data yang diberikan benar, akan menjadi win-win solution (kondisi menguntungkan untuk kedua belah pihak) baik untuk Anda maupun bank.

{"attributes":{"type":"udp","pdp_id":["nps3332"],"custom_title":"Rekomendasi Perumahan via KPR BTN"},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[{"uuid":"cc68f4b2-dbd5-4e7c-bdf2-7f41ae2a49ff","agent":{"organization":{"uuid":"375c5096-65af-459d-9acc-d55cb2dd2ab8","name":"Sinar Mas Land","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-fit\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","order":0}]}],"contacts":[{"contactType":2,"type":"PHONE_NUMBER","value":"+6282136828228"},{"contactType":3,"type":"WHATSAPP","value":"+6282136828228"},{"contactType":1,"type":"EMAIL","value":"evergreen@99.co"}],"url":"\/properti-baru\/developer\/sinar-mas-land\/1142\/"}},"location":{"uuid":"d5a79deb-3763-4fb5-a0ff-d78359281f66","level":3,"name":"BSD City","locationType":9,"text":"BSD City, Tangerang"},"originId":{"value":"nps3332","formattedValue":"nps3332"},"price":{"minValue":2196409000,"maxValue":4484253000,"currencyType":360,"display":"Rp 2,19 Miliar - 4,48 Miliar","offer":2196409000,"unitType":0,"subDisplay":""},"title":"Terravia, BSD City","medias":[{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3332\/1693984527_siteplan_3332.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3332\/1693984527_siteplan_3332.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3332\/1693984527_siteplan_3332.jpeg","order":0},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x420-crop\/customer\/543233\/2024-07-22-06-16-04-6cd912aa-75e7-4b47-9bd6-f375e56a14dc.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-16-04-6cd912aa-75e7-4b47-9bd6-f375e56a14dc.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-16-04-6cd912aa-75e7-4b47-9bd6-f375e56a14dc.jpg","order":14609},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x420-crop\/customer\/543233\/2024-07-22-06-25-27-5fb19a93-9dbe-49e3-92ad-361e4771b275.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-27-5fb19a93-9dbe-49e3-92ad-361e4771b275.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-27-5fb19a93-9dbe-49e3-92ad-361e4771b275.jpg","order":14612},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x420-crop\/customer\/543233\/2024-07-22-06-41-44-89696d66-5b35-48ac-a4f0-ed555fdd9823.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-44-89696d66-5b35-48ac-a4f0-ed555fdd9823.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-44-89696d66-5b35-48ac-a4f0-ed555fdd9823.jpg","order":14613},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x420-crop\/customer\/543233\/2024-07-22-06-46-45-d5a57431-5435-4263-8034-f72bd9708d3d.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-46-45-d5a57431-5435-4263-8034-f72bd9708d3d.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-46-45-d5a57431-5435-4263-8034-f72bd9708d3d.jpg","order":14614}]},{"mediaType":"YOUTUBE","mediaInfo":[{"mediaUrl":"https:\/\/youtu.be\/dWhwoC0m5hE","thumbnailUrl":"https:\/\/youtu.be\/dWhwoC0m5hE","formatUrl":"https:\/\/youtu.be\/dWhwoC0m5hE","order":0}]},{"mediaType":"LOGO","mediaInfo":[{"mediaUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3332\/1707097160_65c03c4866eefads_logo_3332.jpg","thumbnailUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3332\/1707097160_65c03c4866eefads_logo_3332.jpg","formatUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3332\/1707097160_65c03c4866eefads_logo_3332.jpg","order":0}]},{"mediaType":"BACKGROUND","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3332\/1693983015_64f821278b5c4ads_images_3332.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3332\/1693983015_64f821278b5c4ads_images_3332.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3332\/1693983015_64f821278b5c4ads_images_3332.jpg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3332\/1693983068_64f8215c9e013ads_images_3332.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3332\/1693983068_64f8215c9e013ads_images_3332.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3332\/1693983068_64f8215c9e013ads_images_3332.jpg","order":2}]},{"mediaType":"FACILITY","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3332\/1693984402_facility_283332.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3332\/1693984402_facility_283332.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3332\/1693984402_facility_283332.jpg","order":14605},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3332\/1693984442_facility_63332.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3332\/1693984442_facility_63332.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3332\/1693984442_facility_63332.jpg","order":14606},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3332\/1693984484_facility_373332.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3332\/1693984484_facility_373332.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3332\/1693984484_facility_373332.jpg","order":14607},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3332\/1693984518_facility_13332.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3332\/1693984518_facility_13332.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3332\/1693984518_facility_13332.jpg","order":14608}]},{"mediaType":"VR360","mediaInfo":[{"mediaUrl":"https:\/\/properview.rumah123.com\/terravia\/?src=pdp","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3332\/1693983015_64f821278b5c4ads_images_3332.jpg","formatUrl":"https:\/\/properview.rumah123.com\/terravia\/?src=pdp","order":14612}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3332\/1693983015_64f821278b5c4ads_images_3332.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3332\/1693983015_64f821278b5c4ads_images_3332.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3332\/1693983015_64f821278b5c4ads_images_3332.jpg","order":0}]}],"primaryProject":{"subUnits":[{"name":"Cluster Adora","properties":[{"title":"Tipe Classic","description":" ","uuid":"40c0bfde-b635-4cea-bf2b-eed75ec2125c","medias":[{"mediaType":"YOUTUBE","mediaInfo":[{"mediaUrl":"https:\/\/youtu.be\/dWhwoC0m5hE","thumbnailUrl":"https:\/\/youtu.be\/dWhwoC0m5hE","formatUrl":"https:\/\/youtu.be\/dWhwoC0m5hE","order":0}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-15-23-9e76b45d-37bf-4a3b-88fb-e4f9e23652a6.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-15-23-9e76b45d-37bf-4a3b-88fb-e4f9e23652a6.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-15-23-9e76b45d-37bf-4a3b-88fb-e4f9e23652a6.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-16-04-6cd912aa-75e7-4b47-9bd6-f375e56a14dc.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-16-04-6cd912aa-75e7-4b47-9bd6-f375e56a14dc.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-16-04-6cd912aa-75e7-4b47-9bd6-f375e56a14dc.jpg","order":0}]},{"mediaType":"VR360","mediaInfo":[{"mediaUrl":"https:\/\/properview.rumah123.com\/terravia\/?src=pdp","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-15-23-9e76b45d-37bf-4a3b-88fb-e4f9e23652a6.jpg","formatUrl":"https:\/\/properview.rumah123.com\/terravia\/?src=pdp","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-16-00-23c925be-1e25-417d-9149-c5b897e01acd.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-16-00-23c925be-1e25-417d-9149-c5b897e01acd.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-16-00-23c925be-1e25-417d-9149-c5b897e01acd.jpg","order":1},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-16-00-14525640-61db-4701-b893-5e99e8075c3f.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-16-00-14525640-61db-4701-b893-5e99e8075c3f.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-16-00-14525640-61db-4701-b893-5e99e8075c3f.jpg","order":2},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-16-01-076d3b9c-c2da-45cf-bd56-da2a8cdc3487.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-16-01-076d3b9c-c2da-45cf-bd56-da2a8cdc3487.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-16-01-076d3b9c-c2da-45cf-bd56-da2a8cdc3487.jpg","order":3},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-16-01-49d82c8e-dabd-432f-83ab-eb1a7b551d03.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-16-01-49d82c8e-dabd-432f-83ab-eb1a7b551d03.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-16-01-49d82c8e-dabd-432f-83ab-eb1a7b551d03.jpg","order":4},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-16-02-7cea3f2d-a73b-49a1-8385-58ffb3cb0ce1.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-16-02-7cea3f2d-a73b-49a1-8385-58ffb3cb0ce1.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-16-02-7cea3f2d-a73b-49a1-8385-58ffb3cb0ce1.jpg","order":5},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-16-02-3c471cb2-4481-477f-8c9f-ed513888530f.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-16-02-3c471cb2-4481-477f-8c9f-ed513888530f.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-16-02-3c471cb2-4481-477f-8c9f-ed513888530f.jpg","order":6}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"66","formattedValue":"66 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"93","formattedValue":"93 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"3","formattedValue":"3"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":2196409000,"maxValue":2196409000,"currencyType":360,"display":"Rp 2,19 Miliar","offer":2196409000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/tangerang\/terravia-bsd-city\/tipe-classic\/hos8881\/"},{"title":"Tipe Primes T7","description":" ","uuid":"06ad7a6f-e7fc-46ea-b742-7a72dac436ea","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-25-21-fe08f5c5-27ee-46ff-9b12-cb0b52a3c167.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-21-fe08f5c5-27ee-46ff-9b12-cb0b52a3c167.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-21-fe08f5c5-27ee-46ff-9b12-cb0b52a3c167.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-25-27-5fb19a93-9dbe-49e3-92ad-361e4771b275.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-27-5fb19a93-9dbe-49e3-92ad-361e4771b275.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-27-5fb19a93-9dbe-49e3-92ad-361e4771b275.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-25-42-30a73768-3da1-4c9d-8e08-f9e1113a0d76.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-42-30a73768-3da1-4c9d-8e08-f9e1113a0d76.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-42-30a73768-3da1-4c9d-8e08-f9e1113a0d76.jpg","order":1},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-25-42-0574b660-3703-4744-9e09-adedff9ceb98.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-42-0574b660-3703-4744-9e09-adedff9ceb98.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-42-0574b660-3703-4744-9e09-adedff9ceb98.jpg","order":2},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-25-43-c0f0ee21-17c9-4292-a08d-5be652cfd5f0.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-43-c0f0ee21-17c9-4292-a08d-5be652cfd5f0.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-43-c0f0ee21-17c9-4292-a08d-5be652cfd5f0.jpg","order":3},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-25-43-f89df79d-c0da-4f66-8e7b-141f69fea28c.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-43-f89df79d-c0da-4f66-8e7b-141f69fea28c.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-43-f89df79d-c0da-4f66-8e7b-141f69fea28c.jpg","order":4},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-25-44-b63b6d9c-5ca8-4c12-b8af-eca7c534932c.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-44-b63b6d9c-5ca8-4c12-b8af-eca7c534932c.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-44-b63b6d9c-5ca8-4c12-b8af-eca7c534932c.jpg","order":5},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-25-44-74b92600-4276-43ff-89ce-ed0e0a861144.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-44-74b92600-4276-43ff-89ce-ed0e0a861144.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-44-74b92600-4276-43ff-89ce-ed0e0a861144.jpg","order":6},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-25-45-83b3cd74-bbb6-465b-8a59-9219dc849f50.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-25-45-83b3cd74-bbb6-465b-8a59-9219dc849f50.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-25-45-83b3cd74-bbb6-465b-8a59-9219dc849f50.jpg","order":7}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"84","formattedValue":"84 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"144","formattedValue":"144 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"5","formattedValue":"5"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":3176395000,"maxValue":3176395000,"currencyType":360,"display":"Rp 3,17 Miliar","offer":3176395000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/tangerang\/terravia-bsd-city\/tipe-primes-t7\/hos18882\/"},{"title":"Tipe Luxe T8","description":" ","uuid":"0f438f22-df80-45e6-9443-29dbe7b3beb6","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-24-d009d733-d54a-4554-8b02-84f597668a38.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-24-d009d733-d54a-4554-8b02-84f597668a38.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-24-d009d733-d54a-4554-8b02-84f597668a38.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-44-89696d66-5b35-48ac-a4f0-ed555fdd9823.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-44-89696d66-5b35-48ac-a4f0-ed555fdd9823.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-44-89696d66-5b35-48ac-a4f0-ed555fdd9823.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-40-7d363d7a-5d7b-45b3-ada9-78fd8d8df309.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-40-7d363d7a-5d7b-45b3-ada9-78fd8d8df309.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-40-7d363d7a-5d7b-45b3-ada9-78fd8d8df309.jpg","order":1},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-40-82c344bb-49c1-433b-b6ad-38e6550f8099.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-40-82c344bb-49c1-433b-b6ad-38e6550f8099.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-40-82c344bb-49c1-433b-b6ad-38e6550f8099.jpg","order":2},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-41-d81725ef-851c-4886-90ec-f317fc8799df.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-41-d81725ef-851c-4886-90ec-f317fc8799df.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-41-d81725ef-851c-4886-90ec-f317fc8799df.jpg","order":3},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-41-cb50ac97-f53c-4cfd-94b2-4d0ff0815e7b.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-41-cb50ac97-f53c-4cfd-94b2-4d0ff0815e7b.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-41-cb50ac97-f53c-4cfd-94b2-4d0ff0815e7b.jpg","order":4},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-42-76ff1e8a-d9cc-40f9-9502-3fbba2d85c17.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-42-76ff1e8a-d9cc-40f9-9502-3fbba2d85c17.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-42-76ff1e8a-d9cc-40f9-9502-3fbba2d85c17.jpg","order":5},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-42-2de5b578-3d77-417e-9ca7-4a27f45dbff8.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-42-2de5b578-3d77-417e-9ca7-4a27f45dbff8.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-42-2de5b578-3d77-417e-9ca7-4a27f45dbff8.jpg","order":6},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-43-c70886aa-5cc3-449b-9fef-2f7e80ed7b05.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-43-c70886aa-5cc3-449b-9fef-2f7e80ed7b05.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-43-c70886aa-5cc3-449b-9fef-2f7e80ed7b05.jpg","order":7},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-41-43-636b9680-824d-4f1d-8a4a-cb6af8e1bab5.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-41-43-636b9680-824d-4f1d-8a4a-cb6af8e1bab5.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-41-43-636b9680-824d-4f1d-8a4a-cb6af8e1bab5.jpg","order":8}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"112","formattedValue":"112 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"190","formattedValue":"190 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"5","formattedValue":"5"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":4484253000,"maxValue":4484253000,"currencyType":360,"display":"Rp 4,48 Miliar","offer":4484253000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/tangerang\/terravia-bsd-city\/tipe-luxe-t8\/hos28883\/"}]},{"name":"Cluster Belova","properties":[{"title":"Tipe Classic T6","description":" ","uuid":"1c1eb867-d11f-4ce7-a32c-75db5a22ba1f","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-46-31-0dfcf79d-e884-45f9-89cc-2ea6cf0d21d3.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-46-31-0dfcf79d-e884-45f9-89cc-2ea6cf0d21d3.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-46-31-0dfcf79d-e884-45f9-89cc-2ea6cf0d21d3.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-46-45-d5a57431-5435-4263-8034-f72bd9708d3d.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-46-45-d5a57431-5435-4263-8034-f72bd9708d3d.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-46-45-d5a57431-5435-4263-8034-f72bd9708d3d.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-46-39-90519842-d126-4bdc-834f-f16ef74c4407.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-46-39-90519842-d126-4bdc-834f-f16ef74c4407.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-46-39-90519842-d126-4bdc-834f-f16ef74c4407.jpg","order":1},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-46-39-ce5006a9-520e-4bad-9ce3-b19c9faa452c.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-46-39-ce5006a9-520e-4bad-9ce3-b19c9faa452c.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-46-39-ce5006a9-520e-4bad-9ce3-b19c9faa452c.jpg","order":2},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-46-40-8786c90d-582d-4c37-8b90-aaba8c52f97d.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-46-40-8786c90d-582d-4c37-8b90-aaba8c52f97d.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-46-40-8786c90d-582d-4c37-8b90-aaba8c52f97d.jpg","order":3},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-46-40-e6db2777-32e7-46c3-b0b2-5d769cb620d3.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-46-40-e6db2777-32e7-46c3-b0b2-5d769cb620d3.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-46-40-e6db2777-32e7-46c3-b0b2-5d769cb620d3.jpg","order":4},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-46-41-e668cb9f-1292-45a5-bd6a-a1ea3f0d776f.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-46-41-e668cb9f-1292-45a5-bd6a-a1ea3f0d776f.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-46-41-e668cb9f-1292-45a5-bd6a-a1ea3f0d776f.jpg","order":5},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-22-06-46-41-cb1aa938-691f-436e-8660-3d905577085a.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-22-06-46-41-cb1aa938-691f-436e-8660-3d905577085a.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-22-06-46-41-cb1aa938-691f-436e-8660-3d905577085a.jpg","order":6}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"66","formattedValue":"66 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"95","formattedValue":"95 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"3","formattedValue":"3"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":2238677000,"maxValue":2238677000,"currencyType":360,"display":"Rp 2,23 Miliar","offer":2238677000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/tangerang\/terravia-bsd-city\/tipe-classic-t6\/hos8885\/"}]}]},"url":"\/perumahan-baru\/properti\/tangerang\/terravia-bsd-city\/nps3332\/"}]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}

2. Pekirakan Pertanyaan yang Mungkin Ditanyakan

Pertanyaan yang diajukan pihak bank untuk KPR

Wawancara adalah proses pengajuan beberapa pertanyaan dari satu pihak kepada pihak lainnya.

Karena itu, ketika hendak wawancara KPR bank, Anda bisa mencari dulu referensi mengenai pertanyaan yang mungkin ditanyakan.

Silakan bertanya kepada orang yang sudah pernah melakukan wawancara KPR sebelumnya atau cukup mencari informasinya di internet.

Anda juga bisa mengetahui beberapa jenis pertanyaan wawancara KPR BTN di bahasan “Jenis Pertanyaan Wawancara KPR BTN” pada artikel ini.

Baca juga: Jenis-Jenis KPR Renovasi Rumah, Syarat, dan Biaya Pengajuannya

3. Bersikap Tenang

Ilustrasi tenang ketika proses wawancara KPR BTN

Anda bisa saja merasa gugup ketika proses wawancara KPR.

Namun saran kami, sebaiknya terus berusaha bersikap setenang mungkin agar jawaban yang dilontarkan bisa jelas dan sesuai.

Menurut healthline.com, ada beberapa tips yang bisa diterapkan agar bisa bersikap tenang, di antaranya:

  • Fokuskan pikiran pada momen saat ini. Jangan memikirkan prediksi masa depan yang belum terjadi, apalagi masa depan yang buruk.
  • Bagikan perasaan kepada orang terdekat, seperti kepada pasangan atau orang tua.
  • Persiapkan diri sebaik mungkin. Bekali diri dengan pengetahuan yang cukup mengenai KPR, BTN, dan topik terkait lainnya.
  • Coba lakukan teknik relaksasi seperti mengatur dan merasakan napas secara perlahan. Gunakan teknik pernapasan 4-7-8.

Cek Kemampuan KPR di Rumah123

Simulasi Kemampuan KPR

Cari tahu kemampuan cicilan KPR berdasarkan penghasilan.

Rp /bulan
Tahun
Hasil Simulasi
Harga Properti Maksimal Rp. 3.673.377.053
Angsuran maksimal yang disarankan Rp. 30.000.000
Uang muka yang harus disiapkan Rp. 734.675.411
*Hasil berdasarkan suku bunga terendah di Rumah123, dan asumsi kamu tidak memiliki cicilan bulanan lain yang berjalan saat ini.

4. Jawab secara Jujur dan Detail

Ilustrasi kejujuran dalam menjawab pertanyaan seputar KPR

Ketika menjawab pertanyaan dari pihak bank, sebaiknya jawab secara jujur.

Maksudnya, Anda mesti menjawab sesuai dengan informasi yang tercantum pada dokumen yang sebelumnya telah disetorkan ke pihak bank.

Misal, ketika ditanya oleh pihak bank mengenai berapa penghasilan per bulannya. Berarti, Anda harus menjawab sesuai dengan informasi pada slip gaji.

Selanjutnya, jawab pertanyaan bank secara detail.

Jangan menjawab dengan jawaban yang terlalu umum, karena itu bisa membuat pihak bank tidak memahami apa maksud Anda.

Baca juga: Biaya Take Over KPR dari Sejumlah Bank di Indonesia

5. Pahami Informasi Rumah yang Hendak Dibeli

Ilustrasi perumahan yang unitnya akan Anda beli menggunakan KPR BTN

Informasi lain yang wajib dipahami sebelum melakukan wawancara KPR Bank BTN tentu saja adalah properti yang hendak dibeli, misalnya Anda hendak membeli rumah di Parkland Podomoro atau Bukit Podomoro Jakarta.

Anda wajib mengetahui mengenai lokasi, nama perusahaan pengembang properti, luas bangunan, luas tanah, dan harganya.

Untuk mendapatkan informasi detail tersebut, silakan lihat pada brosur yang disediakan pihak perusahaan pengembang. atau pada halaman proyek di situs jual-beli properti seperti Rumah123.com.

Atau, Anda juga bisa bertanya kepada bagian marketing perumahan itu mengenai informasi yang dibutuhkan dalam proses wawancara KPR BTN.

Cek Simulasi KPR di Rumah123

Simulasi KPR Bank BTN

Hitung pembiayaan KPR Bank BTN dengan bunga terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke-3
Bunga 5.46%
Rp. 1.356.677
Tahun ke-4 dan Seterusnya
Estimasi Bunga 12%
Rp. 2.391.920

6. Berikan Nomor Referensi yang Sesuai

Ilustrasi nomor referensi yang akan dihubungi pihak bank setelah wawancara KPR

Setelah selesai wawancara dengan Anda, pihak bank mungkin akan mengonfirmasi ulang data dan informasi yang telah didapat.

Caranya, pihak bank akan mengonfirmasi kepada nomor referensi yang sebelumnya Anda cantumkan.

Jadi, ketika mencantumkan nomor referensi, sebaiknya pilih nomor yang sesuai.

Lalu, jangan lupa untuk meminta izin kepada pihak yang akan dikonfirmasi agar bisa mempersiapkan diri.

Jika Anda mencantumkan nomor atasan di perusahaan tempat bekerja, berarti Anda harus meminta izin dan berkomunikasi dulu dengan atasan tersebut.

Baca juga: Pengertian, Ketentuan dan Simulasi Joint Income KPR

7. Tunjukkan Komitmen dalam Kesanggupan Membayar Cicilan

Ilustrasi komitmen debitur dalam membayar cicilan KPR rumah

Selama proses wawancara, pihak bank akan menanyakan dan memastikan komitmen Anda dalam proses membayar cicilan KPR.

Karena itu, selama proses wawancara, Anda harus menunjukkan komitmen dan kesanggupan dalam membayar cicilan tersebut.

Silakan berikan penjelasan yang meyakinkan dan masuk akal pada pihak bank.

Nah, sekarang Anda sudah sudah mengetahui beberapa tips seputar wawancara KPR BTN.

Baca juga: KPR Ruko: Cara Mengajukan, Syarat dan Rekomendasi Bank

Jenis Pertanyaan Wawancara KPR BTN

Menurut laman btnproperti.co.id, berikut adalah beberapa jenis pertanyaan wawancara KPR BTN:

  • Pertanyaan mengenai data diri.
  • Pertanyaan mengenai alamat rumah.
  • Pertanyaan mengenai pekerjaan.
  • Pertanyaan mengenai referensi keluarga terdaftar.

Proses KPR BTN

Selain wawancara, ada beberapa proses lain yang mesti dilakukan pihak BTN, yakni:

  • Proses mempersiapkan dokumen.
  • Survei (untuk pembelian rumah bekas).
  • Perhitungan ulang kalkulasi penawaran KPR.
  • Kredit disetujui.
  • Debitur mempelajari dokumen final yang diberikan oleh bank bersama pihak notaris.
  • Tanda tangan akad kredit di hadapan notaris.

Baca juga: Catat, Ini Konsekuensi Telat Bayar KPR yang Wajib Diketahui!

***

Itulah pembahasan mengenai tips wawancara KPR Bank BTN.

Jika sudah siap mengajukan KPR BTN, Anda bisa memanfaatkan fitur proses pengajuan KPR Rumah123.com.

Tinggal duduk di rumah, lalu buka ponsel atau laptop, Anda sudah bisa mengajukan KPR di BTN dan KPR BTN Syariah, atau bank lainnya seperti OCBC NISP melalui situs jual-beli properti tepercaya, Rumah123.com!

Mau ngobrolin apapun soal properti? Yuk ke Teras123, dari jual beli properti, KPR sampai share pengalaman kamu juga bisa lho di sini!

{"attributes":{"type":"floatingbanner","widget_type":"overlay","custom_background":"https:\/\/events.rumah123.com\/wp-content\/uploads\/sites\/38\/2024\/06\/25100736\/Tebus-Rumah-03.gif","custom_link":"https:\/\/www.rumah123.com\/properti-penawaran-khusus\/?utm_source=panduan123&utm_medium=floatingbanner&utm_campaign=penawarankhusus","position":"floating","pdp_id":[""]},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}