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12 Cara & Tips Membeli Apartemen Second, Bisa Dapat Murah & Nyaman r123-share-title
Terakhir diperbarui 22 Nopember 2024 · 6 min read · by Yongky Yulius
Membeli apartemen bekas bisa menjadi opsi terbaik jika kamu ingin tinggal di hunian yang privat, berfasilitas lengkap, dan berada di lokasi strategis.
Daripada tinggal di rumah kontrakan, tinggal di apartemen bisa membuat pengalaman tinggalmu lebih aman.
Pasalnya, apartemen memiliki keamanan berlapis mulai dari penjagaan petugas keamanan, kartu akses, hingga CCTV.
Tak hanya untuk tempat tinggal, bahkan apartemen second juga bisa menjadi instrumen investasi properti menjanjikan.
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Kamu bisa merenovasi unitnya dengan konsep full furnished kekinian, lalu menyewakannya secara harian, bulanan, atau tahunan.
Agar bisa dapat harga murah, yuk simak dulu tips beli apartemen second untuk pemula di bawah ini!
Tips dan cara beli apartemen:
- Cara Pertama: Buka Situs Jual Beli Properti
- Cara Kedua: Manfaatkan Relasi
- Cara Ketiga: Manfaatkan Media Sosial
- Tips Pertama: Pilih Lokasi Dekat Tempat Aktivitas
- Tips Ketiga: Perhatikan Fasilitas yang Disediakan
- Tips Keempat: Tanyakan Aturan Khusus Apartemen
- Tips Kelima: Cek Legalitas
- Tips Keenam: Periksa Jangka Waktu Izin HGB
- Tips Kelima: Perhatikan Biaya Pajak Jual Beli Apartemen Second
- Tips Keenam: Tentukan Pangsa Pasar
- Tips Ketujuh: Membeli Apartemen dengan KPA
Cara Pertama: Buka Situs Jual Beli Properti
Kini sudah banyak situs jual beli properti yang menyediakan listing rumah dijual, apartemen dijual hingga tanah, salah satunya ialah Rumah123.
Jadi, kamu bisa mengakses Rumah123 jika hendak membeli unit apartemen bekas.
Menariknya, Rumah123 punya program penawaran khusus yang bisa menguntungkan konsumen. Di sini pembeli bisa menemukan properti yang sedang turun harga atau di bawah NJOP.
Dengan begitu, kamu berkesempatan besar untuk mendapatkan rumah atau apartemen berharga murah.
Setelah mendapatkan properti yang cocok, tinggal buka listing-nya, hubungi agen atau pemiliknya lewat WhatsApp, lalu tinggal negosiasi dan transaksi dengan mengikuti aturan hukum yang berlaku.
Jangan lupa juga untuk menggunakan simulasi KPA-nya untuk kamu yang berniat membeli secara kredit.
Cara Kedua: Manfaatkan Relasi
Cara membeli apartemen second yang kedua adalah dengan memanfaatkan relasi.
Lewat cara ini, kamu bisa melakukan negosiasi secara lebih nyaman.
Selain itu, kadang ada teman atau kenalan yang sedang BU (butuh uang) dan ingin menjual propertinya dengan harga murah.
Jadi, saat bertemu teman, jangan segan untuk menginformasikan bahwa kamu sedang mencari apartemen dijual.
Cara Ketiga: Manfaatkan Media Sosial
Selanjutnya, cara lain untuk mencari pemilik properti yang sedang BU (butuh uang) adalah dengan media sosial.
Kamu bisa menelusuri grup-grup Facebook yang berisi info jual-beli properti, grup Telegram, atau bahkan akun-akun Instagram.
Namun tentu saja, kamu mesti waspada saat akan membeli apartemen tersebut.
Pastikan dokumen legalitas apartemennya lengkap, dan kamu membelinya dari pemilik aslinya, bukan dari tangan kedua.
Itu dia beberapa cara dalam membeli apartemen bekas. Berikutnya, mari ketahui beberapa tipsnya.
***
Tips Pertama: Pilih Lokasi Dekat Tempat Aktivitas
Jangan tergiur dengan harga murah saat hendak membeli apartemen second, tapi lokasinya jauh dari tempatmu beraktivitas.
Maksimal, kamu harus menempuh perjalanan sekitar 30 menit dari apartemen ke kantor tempatmu bekerja, tempat belanja, atau ke sekolah untuk mengantar anak.
Selain itu, pastikan di sekeliling apartemen juga terdapat berbagai fasilitas penunjang, seperti Landmark Residence yang berlokasi dekat Stasiun Bandung (5 menit), Tol Pasteur (10 menit), dan Bandara Husein (5 menit).
Tips Kedua: Teliti Kondisi Bangunan
Foto: Arsitag
Sebelum transaksi atau akad jual beli, pastikan sudah benar-benar memeriksa kondisi fisik bangunan apartemennya.
Jangan pilih apartemen yang sudah berjamur, lembap, atau bahkan bagian dindingnya, lantai, dan langit-langitnya sudah kotor,
Lakukan survei secara teliti untuk melihat kondisi kamar mandi, dapur, kamar tidur, dan ruangan lainnya.
Tips Ketiga: Perhatikan Fasilitas yang Disediakan
Foto: agoda
Kelebih dari apartemen adalah memiliki fasilitas penunjang yang lengkap, seperti kolam renang, gym center, restoran, dan sebagainya.
Pastikan apartemen yang hendak dibeli memiliki fasilitas-fasilitas yang diinginkan.
Bukan sekadar asal-asalan fasilitas yang kondisinya kurang baik, tapi pastikan fasilitasnya masih terawat dan nyaman digunakan.
Tips Keempat: Tanyakan Aturan Khusus Apartemen
Foto: Media Indonesia
Kamu mesti mengikuti aturan yang dibuat oleh P3SRS saat sudah menjadi pemilik baru unit apartemen.
Karena itu, agar tak ada kesalahan selama tinggal di apartemen, sebaiknya tanyakan dulu aturan hingga biaya-biaya yang wajib dibayar.
Ada beberapa aturan tinggal di apartemen yang tidak memperbolehkan penghuninya membawa hewan peliharaan.
Tips Kelima: Cek Legalitas
Terakhir, pastikan untuk mengecek legalitas dan kelengkapan dokumen apartemen, seperti HGB apartemen, SKBG, PPJB, IMB dan lainnya.
Jika tak teliti, bisa saja kamu malah membeli unit apartemen yang gedungnya didirikan di tanah sengketa atau tanah milik pemerintah.
Demikian tips membeli apartemen second yang bisa kamu jadikan sebagai pertimbangan.
Buat kamu yang tertarik untuk membeli apartemen second ataupun apartemen baru, Rumah123 menyediakan banyak pilihan menarik.
Semua apartemen tersebut sangat menguntungkan untuk dibeli, sebab menawarkan lokasi terbaik dan nilai investasi menggiurkan.
Tips Keenam: Periksa Jangka Waktu Izin HGB
Foto: Pexels
Tidak seperti rumah, apartemen memiliki izin bangunan paling lama 30 tahun dan dapat diperpanjang kembali maksimal selama 20 tahun.
Hal ini tercantum dalam Undang-Undang (UU) No. 5 Tahun 1960 tentang Peraturan Dasar Pokok-Pokok Agraria Pasal 35.
Ada baiknya untuk membeli apartemen yang masa izinnya belum habis, sehingga kamu tidak perlu perpanjangan HGB apartemen tersebut.
Tips Kelima: Perhatikan Biaya Pajak Jual Beli Apartemen Second
Pajak jual beli tidak hanya berlaku bagi apartemen baru saja, begitu pula dengan apartemen second atau bekas.
Adapun biaya pajak jual beli apartemen second yang dimaksud mencangkup, di antaranya:
– Pajak Pertambahan Nilai Barang Mewah (PPnBM) dengan besaran nilai 20%
– Pajak Pertambahan Nilai (PPN)
– Akta Jual Beli (AJB)
– Bea Balik Nama
– PBB
– Biaya Provisi Bank
– BPHTB
Karena itu sebelum beli apartemen, perhatikan besaran anggaran yang kamu miliki dan perhitungkan biaya pajak yang harus dibayarkan.
Tips Keenam: Tentukan Pangsa Pasar
Foto: ft.com
Melakukan investasi apartemen memang menjadi impian banyak orang, apalagi bagi kaum milenial.
Namun sebelum mantap untuk membeli, pastikan kamu sudah mencari target pasar yang tepat.
Jika pangsa pasarnya adalah kalangan mahasiswa, maka jangan membeli apartemen di kawasan perkantoran, begitu juga sebaliknya.
Untuk mempersempit area pencarian apartemen, seleksi target penyewa misalnya pekerja kantoran, mahasiswa atau pasangan muda.
Misalnya saja kamu bisa membeli apartemen dijual di Depok, dengan target penyewanya mahasiswa.
Tips Ketujuh: Membeli Apartemen dengan KPA
Foto: Freepik
Kini apartemen second pun bisa dibeli dengan bantuan KPA dari bank. Dan sudah banyak bank yang menawarkan pinjaman dengan suku bunga rendah.
Menariknya, kamu bisa melakukan kredit dengan masa tenor yang panjang, sehingga cicilan setiap bulannya pun makin kecil.
***
Demikian tips membeli apartemen second yang bisa kamu jadikan sebagai pertimbangan.
Buat kamu yang tertarik untuk membeli apartemen second ataupun apartemen baru, Rumah123 menyediakan banyak pilihan menarik.
Semua apartemen tersebut sangat menguntungkan untuk dibeli, sebab menawarkan lokasi terbaik dan nilai investasi menggiurkan.
Untuk apartemen baru, pilihannya adalah Landmark Residence dan The Elements.
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