Rumah lelang bank Mandiri menjadi salah satu opsi paling menarik bagi kamu yang ingin mendapatkan rumah dengan harga terjangkau.
Pasalnya, rumah lelang yang ditawarkan oleh bank pelat merah tersebut memiliki nilai jual yang relatif murah di di bawah harga pasar.
Namun, apa itu rumah lelang? Apa keuntungan beli rumah lelang bank Mandiri?
Berdasarkan Peraturan Menteri Keuangan Nomor 122 Tahun 2023 tentang Petunjuk Pelaksanaan Lelang, lelang adalah penjualan barang yang terbuka untuk umum dengan penawaran harga secara tertulis dan/atau lisan yang semakin meningkat atau menurun untuk mencapai harga tertinggi, yang didahului dengan pengumuman lelang.
Objek lelang pun bermacam-macam, salah satunya objek lelang properti berupa rumah, tanah, apartemen, dan lainnya.
Properti tersebut merupakan agunan yang diambil alih karena pemilik tidak memenuhi kewajibannya untuk membayar angsuran kredit sehingga mengalami gagal bayar (wanprestasi).
Dari berbagai bank yang menawarkan objek lelang rumah, bank Mandiri termasuk piilihan menarik karena harganya relatif murah, skema pembayaran variatif, tersedia hunian di banyak daerah, hingga prosesnya yang tidak terlalu ribet.
Simak ulasan selengkapnya di bawah ini!
Cara Membeli Rumah Lelang Bank Mandiri
Bagi pemula, kamu harus tahu bagaimana cara membeli rumah lelang bank Mandiri.
Hal ini karena ada sejumlah prosedur yang mesti kamu perhatikan agar rumah impian yang diinginkan dapat dimiliki dengan harga murah.
Nah, jika kamu tertarik beli rumah lelang Mandiri, cek satu per satu rumah incaran melalui laman Aset Lelang Bank dari Rumah123.
Pasalnya, ada ragam daftar aset lelang bank Mandiri yang ditawarkan dengan harga di bawah nilai pasar dan kondisi siap huni.
Selain itu, fitur-fitur pada Aset Lelang Bank Rumah123 juga beragam, mulai dari fitur “Cari Lokasi”, “Tipe Properti”, “Rentang Harga”, hingga fitur “Tag Properti”.
Lalu, bagaimana cara beli rumah lelang Mandiri?
Berikut adalah cara membeli rumah lelang bank Mandiri di Rumah123:
- Buka laman https://www.rumah123.com/mandiriasetuntung/.
- Pada menu utama, cek pilihan properti dengan tag “Lelang”. Untuk aset properti lainnya, pilih tag yang diinginkan, seperti aset nonlelang, AYDA, atau Jual Sukarela.
- Tentukan aset properti lelang yang diinginkan.
- Untuk menyesuaikan harga properti, pilih fitur “Rentang Harga”.
- Jika sudah memilih rumah yang diinginkan, klik tombol kontak yang tersedia di halaman iklan properti.
- Selanjutnya, tim Rumah123 akan meneruskan data kamu pada pihak bank Mandiri untuk ditindaklanjuti.
- Lalu, tunggu pihak bank Mandiri menghubungi kamu terkait proses lelang.
Baca Juga: Cara Beli Aset Lelang Bank dengan Harga Lebih Murah di Bawah Nilai Pasar
Proses Lelang Bank Mandiri
Berdasarkan laman bankmandiri.co.id, jika kamu sudah memilih objek agunan yang diinginkan, cara mengikuti lelang rumah bank Mandiri diikuti tahapan lainnya.
Berikut adalah proses lelang bank Mandiri:
- Setor uang jaminan lelang.
- Melakukan bidding (penawaran).
- Jika menang lelang, melakukan pelunasan maksimal dalam lima hari.
- Membayar PBB, BPHTB, dan PPN 1,1 persen dari limit terjual.
- Selanjutnya, terbit risalah lelang.
- Terakhir, datang ke bank Mandiri untuk mengambil sertifikat rumah.
Tertarik beli aset lelang bank Mandiri?
Yuk, simak rekomendasi hunian yang bisa kamu pertimbangkan!
Rekomendasi Rumah Lelang Mandiri
1. Rumah 2 Lantai di Gedebage Bandung
Spesifikasi
- LT: 114 m²
- LB: 112 m²
- 3 kamar tidur
- 2 kamar mandi
Rekomendasi pertama rumah lelang bank Mandiri adalah sebuah rumah 2 lantai di Gedebage, Bandung, Jawa Barat.
Rumah lelang Bandung dengan luas tanah 114 m² dan luas bangunan 112 m² tersebut menawarkan hunian bergaya klasik.
Hunian ini terdiri dari 3 kamar tidur, 2 kamar mandi, dan garasi yang sudah dilengkapi pagar, kanopi, hingga Sertifikat Hak Milik (SHM).
Lokasinya berada di Gedebage yang kini mengalami perkembangan cukup pesat karena dekat dengan gerbang tol dan akses Whoosh.
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Baca Juga: 8 Rekomendasi Rumah Lelang Bandung Terbaru & Cara Belinya
2. Rumah 2 Lantai di Cilandak Jakarta Selatan
Spesifikasi
- LT: 243 m²
- LB: 318 m²
- 4 kamar tidur
- 2 kamar mandi
Bagi kamu yang sedang mencari rumah lelang Jakarta, hunian yang satu ini bisa dipertimbangkan.
Pasalnya, rumah 2 lantai di Jakarta tersebut menawarkan luas tanah 243 m² dan 318 m² sehingga sangat cocok untuk dihuni bersama keluarga besar.
Rumah lelang Mandiri ini memiliki 4 kamar tidur dan 2 kamar mandi.
Lokasinya di Cilandak, Jakarta Selatan yang menawarkan berbagai fasilitas, seperti sarana pendidikan, akses transportasi, hingga sarana hiburan.
3. Rumah Murah di Semarang
Spesifikasi
- LT: 105 m²
- LB: 75 m²
- 1 kamar tidur
- 1 kamar mandi
Rekomendasi selanjutnya adalah rumah lelang di Gunung Pati, Semarang, Jawa Tengah.
Hunian satu lantai yang cukup sederhana ini memiliki luas bangunan 75 m² yang terdiri dari 1 kamar tidur dan 1 kamar mandi.
Meskipun fasilitasnya terbatas, tetapi harga rumah lelang di Semarang yang ditawarkan relatif terjangkau, yaitu Rp200 jutaan.
4. Rumah Minimalis di Makassar
Spesifikasi
- LT: 72 m²
- LB: 38 m²
- 1 kamar tidur
- 1 kamar mandi
Aset lelang bank Mandiri juga menawarkan hunian di berbagai daerah lainnya, salah satunya Makassar, Sulawesi Selatan.
Rumah lelang di Makassar ini berdesain minimalis yang memiliki luas bangunan 38 m².
Hunian tersebut sudah dilengkapi kanopi dan terdapat sebuah taman kecil.
Lingkungan perumahannya juga cukup asri karena banyak pepohonan dan tanaman hias dengan jalan yang sudah di-paving block.
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5. Rumah Modern di Tangerang
Spesifikasi
- LT: 97 m²
- LB: 91 m²
- 3 kamar tidur
- 2 kamar mandi
Pilihan rumah lelang bank Mandiri yang terakhir adalah sebuah rumah modern di Tangerang.
Rumah seluas 91 m² ini bergaya kekinian sehingga cocok untuk kalangan milenial yang ingin memiliki hunian impian dekat Jakarta.
Terdiri dari 3 kamar tidur, 2 kamar mandi, dan carport yang dilengkapi kanopi, rumah lelang Tangerang tersebut sudah mengantongi Sertifikat Hak Milik.
***
Itulah informasi mengenai rumah lelang bank Mandiri dan rekomendasinya.
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**gambar header: bankmandiri.co.id
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