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4 Tips untuk Miliki Rumah Milenial & Inspirasi Desainnya
Terakhir diperbarui 07 Juli 2023 · 4 min read · by Citra Purnama Sari
Foto: The Financial Express
Milenial susah punya rumah?
Anggapan satu ini memang ada benarnya. Seperti yang kita ketahui, harga rumah milenial kian melambung terutama di kota-kota besar.
Kendati demikian, hal tersebut bukanlah penghalang jika benar-benar ingin memiliki hunian pribadi.
Ada beberapa tips yang bisa dilakukan jika ingin memiliki hunian sedini mungkin. Penasaran? Berikut uraian lengkapnya.
Ini Tips Membeli Rumah Milenial
Atur Finansial Sebaik Mungkin
Foto: Unsplash
Cara milenial membeli rumah yang pertama adalah dengan mengatur finansial sebaik mungkin.
Jangan sampai boros dengan membeli berbagai barang yang bisa dibilang bukan kebutuhan utama.
Seperti yang kita ketahui, harga rumah terbilang cukup mahal, apalagi rumah di kawasan strategis.
Cobalah buat perencanaan keuangan, sehingga seluruh pengeluaran dapat tercatat dengan baik.
Pasalnya, catatan seperti ini jelas akan membantumu untuk memiliki rumah milenial.
Sisihkan Pendapatan
Foto: Unsplash
Berapapun pendapatanmu, selalu pastikan untuk menabung. Ini merupakan langkah penting jika ingin memiliki rumah di usia muda.
Buatlah rekening tabungan khusus untuk membeli rumah.
Jika konsisten, cara ini bisa mencegahmu menggunakan uang yang sudah dialokasikan khusus untuk membeli hunian.
Selalu tanamkan di pikiran kalau harga rumah dan properti lainnya akan terus naik setiap tahunnya.
Tanpa menabung, memiliki keinginan rumah minimalis hanya akan menjadi angan belaka.
Cari Pendapatan Tambahan
Foto: Unsplash
Cara milenial membeli rumah selanjutnya tentu saja dengan memperoleh penghasilan tambahan di luar pekerjaan utama.
Kamu juga bisa bekerja secara freelance atau membuka bisnis online untuk menambah tabungan.
Namun pastikan pekerjaan tambahan tersebut tidak mengganggu pekerjaan utama dan aktivitas sehari-harimu, ya.
Cari KPR yang Tepat
Foto: Unsplash
Sebelum membeli rumah milenial impian, maka carilah program Kredit Pemilikan Rumah (KPR) yang tepat.
Memilih KPR sangat penting, terutama jika kamu belum memiliki tabungan yang cukup untuk membeli rumah tanpa menyicil.
Carilah program KPR yang tidak memberatkan dan sesuai dengan pendapatan setiap bulannya.
Terdapat dua pilihan KPR yang ada di Indonesia, yaitu KPR konvensional dan KPR syariah.
Setelahnya, cek lagi beberapa persyaratan KPR yang harus dipenuhi.
Selain paparan tips agar milenial bisa memiliki hunian sendiri, kami juga telah menghimpun inspirasi model rumah yang cocok untuk generasi milenial.
Bunga KPR Terbaru
Beli properti impian dengan memilih produk KPR terbaik di Rumah123
Suku bunga mulai dari2.75%
Tenor Max.25 Tahun
Suku bunga mulai dari7.92%
Tenor Max.15 Tahun
Suku bunga mulai dari3.97%
Tenor Max.25 Tahun
Desain Rumah Milenial untuk Keluarga Muda
Rumah Minimalis Milenial
Foto: smallhouse-design.com
Rumah minimalis milenial masih menjadi desain yang begitu disukai karena mengedepankan fungsi.
Biasanya rumah minimalis sangat cocok diaplikasikan pada tanah sempit. Kondisi ini banyak ditemukan di kota-kota besar, karena harga tanah yang terus melambung.
Desain rumah minimalis biasanya minim sekat karena mengadaptasi konsep open plan dimana beberapa ruangan menyatu sehingga menghindari kesan sempit.
Misalnya ruang tengah dan dapur, keduanya berada dalam satu area yang sama tanpa dibatasi tembok.
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Rumah Modern Milenial
Foto: architecturesstyle.com
Para milenial tentunya menyukai sentuhan modern pada rumah mereka.
Desain modern yang elegan, mentereng, dan pastinya terlihat mewah kerap menjadi impian untuk hunian.
Sentuhan material kaca yang dominan, pemilihan warna netral monokrom, dan bentuk bangunan yang terbilang simpel merupakan ciri khas dari desain satu ini.
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Rumah Japandi Milenial
Foto: humble-homes.com
Desain Japandi memang sedang populer belakangan ini.
Perpaduan antara gaya khas Jepang dan Skandinavia rupanya bisa membuat hunian terlihat estetis.
Tidak hanya itu, desain Japandi juga tetap mengutamakan kenyamanan dan fungsi pada ruangan.
Biasanya rumah bergaya Japandi didominasi oleh warna netral seperti putih dan coklat. Warna cat rumah milenial ini masih menjadi pilihan sampai saat ini.
Tidak hanya agar terlihat cantik, paduan kedua warna ini juga bisa memberikan kesan cerah dan lapang pada ruangan.
Selain itu, penerapan material alami seperti kayu memberikan kesan natural pada hunian.
Ingin mencari rumah berdasarkan rentang harga dan lokasi? Kamu bisa mencari di halaman jual Rumah123 dan mengatur filter pencarian, seperti:
- Rumah 500 juta-2 miliar di Jakarta
- Rumah 500 juta-2 miliar di Tangerang Selatan
- Rumah 500 juta-2 miliar di Tangerang
- Rumah 500 juta-2 miliar di Bekasi
- Rumah 500 juta-2 miliar di Depok
Semoga informasi ini bermanfaat, ya!
Simulasi Gaji KPR
Cari tahu kemampuan cicilan KPR berdasarkan penghasilan.
