Membeli rumah lelang di Bandung bisa menjadi pilihan menarik jika kamu mencari hunian dengan harga terjangkau.
Biasanya, rumah lelang ditawarkan dengan harga di bawah pasaran.
Kendati demikian, membeli rumah lelang memang tak seperti membeli rumah biasa.
Ada proses pendaftaran hingga syarat yang mesti dipenuhi agar bisa membeli rumah lelang di Bandung.
Artikel Panduan Rumah123 ini membahas seluk-beluk seputar rumah lelang di kota kembang dan sekitarnya, mulai dari cara mengetahui daftar rumahnya, cara membeli, dan tips-tipsnya.
Daftar Rumah Lelang Bandung
Cara paling mudah untuk melihat daftar rumah lelang Bandung terbaru, adalah dengan mengakses laman aset bank Rumah123.
Berikut adalah tautan yang bisa kamu akses untuk melihat daftar properti lelangnya: Properti Lelang di Bandung.
Jika sudah masuk di halaman aset bank dari Rumah123, kamu tak perlu bingung. Pasalnya, cara menggunakannya termasuk mudah.
Kamu bisa memanfaatkan fitur pencarian pintar untuk menyortir propertinya berdasarkan bank, tipe properti, dan rentang harga.
Untuk bank, pilihannya ada BRI, Mandiri, dan SeaBank.
Kemudian, pada filter tipe properti, kamu bisa memilih opsi rumah, apartemen, tanah, ruko, pabrik, perkantoran, ruang usaha, gudang, villa, kost, dan hotel.
Lalu ada pilihan rentang harga, di mana kamu dapat menentukan harga maksimal dan minimal dari propertinya.
Jangan lupa juga untuk memilih tag properti, seperti tag AYDA, Clean & Clear, Lelang, Non-Lelang, dan Jual Sukarela.
Sebagai informasi, AYDA/Clean & Clear adalah agunan berupa properti yang diambil alih bank dan bisa dibeli dengan dokumen aset lengkap serta proses balik nama yang mudah.
Saat melihat daftar rumah lelang Bandung terbaru, kamu akan termudahkan karena listing-nya memiliki info yang lengkap. mulai dari harga, luas tanah, luas bangunan, dan lokasi.
Terdapat rumah di Bandung Timur, rumah di Bandung Kidul, rumah di Soreang, rumah di Lengkong, hingga rumah lelang di Lembang.
Berikut beberapa contoh daftar rumah lelang Bandung:
1. Rumah Aset Mandiri di Gedebage, Bandung
Berlokasi di Gedebage, Bandung, rumah lelang aset Mandiri ini dibanderol dengan harga Rp657 juta saja.
Di dalamnya terdapat tiga kamar tidur, dua kamar mandi, dengan luas tanah 114 meter persegi dan luas bangunan 112 meter persegi.
Rumah ini sudah memiliki sertifikat SHM, sehingga aspek legalitasnya sudah jelas.
Dari segi lokasi, rumah ini termasuk strategis, karena di kawasan Gedebage terdapat beberapa fasilitas terkenal seperti Pasar Gedebage, Summarecon Mall Bandung, dan Masjid Al Jabbar.
2. Rumah Aset SeaBank di Cicalengka, Bandung
Ini adalah rumah aset SeaBank yang dibanderol dengan harga terjangkau, hanya Rp254 juta saja.
Di dalam rumahnya, terdapat satu kamar tidur dan satu kamar mandi. Luas tanahnya mencapai 72 meter persegi, dan luas bangunannya 39 meter persegi.
Rumah dengan sertifikat SHM ini memiliki daya listrik 1300 Watt.
Dibangun pada 2017, rumah di Cicalengka ini cocok untuk kamu yang ingin tinggal di kawasan yang tidak terlalu padat penduduk di kawasan Bandung Raya.
3. Rumah Aset Mandiri di Solokan Jeruk, Bandung
Rumah yang dibangun pada tahun 2000 ini memiliki dua kamar tidur dan satu kamar mandi.
Luas tanahnya mencapai 86 meter persegi, sedangkan luas bangunannya 96 meter persegi.
Dengan sertifikat sudah SHM, rumah di Solokan Jeruk ini dibanderol Rp369 juta saja.
Lokasi rumah ini berada di Kabupaten Bandung, di kawasan Majalaya, dekat ke Thee Matic Mall Majalaya dan Villa Kancil Kampoeng Sunda.
4. Rumah Aset Mandiri di Cileunyi, Bandung
Rekomendasi berikutnya rumah dijual di Bandung secara lelang adalah rumah aset Mandiri di kawasan Cileunyi.
Dengan harga Rp1,04 miliar, rumah ini memiliki tiga kamar tidur dan dua kamar mandi, membuatnya cocok ditempati keluarga 4-5 orang.
Adapun luas tanah dari rumah ini adalah 145 meter persegi, dan luas bangunannya adalah 161 meter persegi.
Dibangun pada tahun 2000, rumah ini sudah mengantongi sertifikat SHM.
5. Rumah Aset BRI di Bandung Kidul, Kota Bandung
Di Bandung Kidul, juga terdapat rumah lelang yang merupakan aset dari Bank BRI.
Harga rumahnya mencapai Rp1,35 miliar, di mana di dalamnya terdapat tiga kamar tidur dan dua kamar mandi.
Luas tanah rumahnya mencapai 356 meter persegi, dan luas bangunannya 446 meter persegi.
Rumah ini akan pas ditempati dengan keluarga yang jumlah anggotanya cukup banyak.
Sertifikat yang dimiliki rumah ini adalah SHM.
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6. Rumah Aset Mandiri di Padalarang, Bandung Barat
Tak hanya di Kota Bandung dan Kabupaten Bandung, terdapat juga rumah lelang di kawasan Bandung Barat.
Rumah yang dibanderol Rp447 juta ini memiliki dua kamar tidur dan satu kamar mandi.
Desain yang ditawarkan termasuk minimalis, dengan warna yang didominasi putih.
Rumahnya menempati tanah seluas 45 meter persegi, dengan luas bangunan 72 meter persegi.
Adapun sertifikat kepemilikannya sudah berupa SHM.
7. Rumah Aset Mandiri di Rancasari, Bandung
Satu lagi rumah lelang Bandung yang luas dan cocok untuk keluarga, yaitu rumah yang berlokasi di Rancasari, Bandung.
Rumah ini menempati tanah seluas 81 meter persegi, dengan bangunan seluas 180 meter persegi.
Di dalam rumahnya, terdapat empat kamar tidur dan dua kamar mandi.
Untuk legalitasnya, rumah dan tanahnya sudah mengantongi SHM.
8. Rumah Aset Mandiri di Banjaran, Kabupaten Bandung
Pilihan lainnya rumah lelang Bandung yang harganya terjangkau, ada di Banjaran, Kabupaten Bandung.
Rumah ini dibanderol dengan harga Rp220 juta, dan memiliki dua kamar tidur serta satu kamar mandi.
Adapun luas tanahnya adalah 32 meter persegi dan luas bangunannya 60 meter persegi.
Dokumen kepemilikan dari rumahnya sudah jelas, yaitu SHM.
Dari rekomendasi rumah lelang Bandung di atas, ada yang menarik perhatianmu?
Jika ada, kamu bisa menghubungi kontak yang ada pada setiap listing-nya.
Agar lebih memahami seputar rumah Lelang Bandung, baca juga informasi berikut ini.
Info Umum Seputar Rumah Lelang Bandung
1. Cara Beli Rumah Lelang Bandung
Cara membeli rumah lelang Bandung melalui Rumah123 termasuk praktis.
Setelah menemukan aset properti lelang yang diinginkan, tinggal klik tombol kontak yang tersedia.
Berikutnya, tim Rumah123 akan meneruskan datamu kepada pihak bank terkait untuk ditindaklanjuti.
Lalu, pihak bank akan segera menghubungimu terkait proses lelang.
Perlu diketahui, proses lelang rumah dilakukan di Kantor Pelayanan Kekayaan Negara dan Lelang (KPKNL) kelas satu, instansi vertikal Direktorat Jenderal Kekayaan Negara yang berada di bawah dan bertanggungjawab langsung kepada Kepala Kantor Wilayah.
Maka, sebelum mengikuti proses lelang, biasanya peserta wajib membayar uang jaminan ke rekening KPKNL, dengan besaran yang sudah ditentukan berdasarkan nilai limit.
Umumnya, uang jaminan itu berkisar 20-50 persen dari total harga jual rumah.
Baca juga: Cara Membeli Rumah Lelang yang Benar sesuai Hukum
2. Ketentuan dan Syarat Beli Rumah Lelang Bandung
Ketentuan dan syarat ikut lelang rumah Bandung sama saja dengan persyaratan rumah lelang pada umumnya, di antaranya adalah sebagai berikut:
- Uang jaminan sebesar 20-50 persen dari harga limit. Bisa dikembalikan jika terjadi pembatalan pelaksanaan lelang.
- Penawar memiliki kesempatan untuk melihat dan meneliti secara fisik properti yang akan dilelang.
- Lelang bisa dibatalkan pelaksanaannya sewaktu-waktu, berdasarkan putusan atau penetapan lembaga peradilan, putusan pejabat lelang, atau atas permintaan penjual.
- Pemenang lelang harus melakukan pelunasan selambat-lambatnya lima hari kerja setelah tanggal pelaksanaan dan dibayar secara tunai atau cek atau giro. Jika tidak mampu membayar secara luas, akan dibatalkan statusnya dan tidak diperbolehkan mengikuti lelang dalam kurun waktu enam bulan, serta uang jaminannya tidak bisa dikembalikan.
- Bank yang telah menerima dana melalui cek atau giro dianggap sah dan akan diberikan bukti pembayaran oleh bendahara penerimaan KPKNL/Pejabat Lelang Kelas I/Balai Lelang.
3. Tips Ikut Lelang Rumah di Bandung
Berniat ikut lelang rumah? Ketahui dulu beberapa tips ikut lelang rumah Bandung berikut ini.
- Pilih lokasi yang nyaman. Di Bandung, beberapa lokasi yang pas dijadikan sebagai tempat tinggal di antaranya adalah kawasan Dago, sekitar Jalan Riau, kawasan Setra Duta, atau di kawasan Supratman. Lingkungannya masih asri, dan dekat ke fasilitas publik.
- Periksa legalitas dan kondisi rumah. Pastikan dokumennya lengkap dan status kepemilikan tanahnya terdaftar di Badan Pertanahan Nasional. Pastikan juga rumahnya tidak tersangkut masalah hukum, seperti sengketa atau sertifikat ganda.
- Tentukan batas anggaran. Jangan terpengaruh suasana lelang yang membuat penawaranmu lebih tinggi dari batas anggaran yang ada. Jadi, usahakan agar bisa mengikuti lelang secara tenang.
- Tanya konsultan lelang rumah Bandung. Ini penting dilakukan apabila kamu pertama kali mengikuti proses lelang. Konsultan tepercaya bisa memberimu saran yang berguna.
4. Kekurangan dan Kelebihan Beli Rumah Lelang di Bandung
Aspek lain yang mesti diperhatikan adalah kekurangan dan kelebihan membeli rumah lelang di Bandung. Berikut rinciannya:
Kelebihan Beli Rumah Lelang di Bandung
- Berkesempatan tinggal di kawasan Bandung yang asri dan dekat tempat wisata ikonik seperti ke Asia Afrika, Braga, dan Jalan Riau.
- Harga rumah lelang Bandung bervariasi, mulai dari Rp250 jutaan saja hingga Rp1 miliar.
- Berpotensi mendapatkan keuntungan investasi karena di kemudian hari bisa menjual propertinya di harga lebih tinggi.
- Bisa memilih rumah lelang secara online melalui halaman Aset Bank Rumah123.
Kekurangan Beli Rumah Lelang di Bandung
- Persaingan pada proses lelang rumah bisa membuat harga rumah menjadi lebih tinggi dari perkiraan awal.
- Jika memenangkan lelang, kamu harus membayar pelunasan dalam waktu singkat. Jadi, pastikan kamu menyiapkan dana yang cukup sebelum mengikuti proses lelang rumah Bandung.
- Rumahnya bisa saja membutuhkan renovasi karena kondisinya kurang terawat.
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Sekarang, kamu sudah mengetahui daftar rumah lelang Bandung terbaru dan cara membelinya.
Mudah-mudahan kamu jadi lebih terbantu dalam mendapatkan properti impian dengan harga yang lebih terjangkau.
Pastikan untuk selalu memeriksa kondisi rumah dan legalitasnya sebelum mengikuti lelang agar proses berjalan aman dan lancar.
Selamat mencari rumah lelang yang sesuai dengan kebutuhan!
Jika ada pertanyaan seputar lelang rumah dan topik properti lainnya, kunjungi forum Teras123 ya.